Are you in the Wichita Kansas area and looking for a car loan, car financing or Wichita vehicle loan? Then you are at the right place, Davis-Moore.com.

Imagine instead of walking into each Wichita bank, and submitting an application with them, being able to hit over 30 Kansas banks at once. You save the drive time and also are able to wrap any additional vehicle warranty coverage or services for your car into one easy monthly payment.

You can do just that with the Davis-Moore Finance Team...

With thirteen employees and representatives being at every Davis-Moore location, there is no better way for those looking for Wichita new car loan or Wichita used car loan on the internet to secure the vehicle financing they need.

1. Speed: We know that your time is valuable. You can pick your vehicle out here and quickly secure the financing, saving you a additional trip(s) to a Wichita bank.

2. Ease of Application: You can even fill out the application in your pajamas, (from home via the internet). This is to help you accelerate your car buying process, because your time, again, is very valuable to us.

3. Professional Auto Loan Services: They are all professionals that only process professional vehicle loans and related service agreements all day long.

4. Accessibility: The Davis-Moore Finance Department has the same hours as our new and pre-owned car locations vs. bankers hours and our customers can quickly contact any of our Finance Department employees via phone or email.

5. Optional Service Agreement and Additional Available Coverage: The Davis-Moore Finance Department can offer you a menu of available optional service agreements and vehicle treatments that the Wichita banks and credit unions cannot.

Q: What other services can the Davis-Moore finance section provide for me that my bank cannot?
A: When you deal directly with the Davis-Moore Finance Department you can also protect your vehicle/loan with other services such as:

• Credit Insurance – Credit life and disability insurance
• Service Contracts – Up to 7 year/100,000 mile service contracts
• Gap Insurance – If your car is totaled, covers negative equity in your vehicle
• Protection Packages – Interior, Paint Sealant and Undercoating
  
  

Q: I have a very good credit score. Can you beat my area bank’s APR?
A: Most likely, we deal with several different lenders. We have very good relationships that can help us out on rates/terms.


Q: What’s my APR or monthly payment going to be?
A: There are several different things that factor into that. Such as, credit score, term and how much you are financing. We can begin to establish that after your completed application is received.

Q: I have a bankruptcy within the last three years, can you finance me?
A: It depends upon your pay history prior to and after the bankruptcy. We can begin with a credit application and go from there.


Q: I am going to have a co-signer because of my lower credit score. Do you still have to have my credit information?
A: Yes. We would need to have your information and also the co-signers. The co-signer can also use the internet version of the credit application.


Q: I am out of state and will have the vehicle shipped to my home, can you still process the financing for me?
A: Yes we can.


Q: If I have a trade in that I am upside down in, can I still obtain financing if my credit is less than perfect?
A: It depends again upon your:

• Prior pay history
• How much negative equity you have
• Along with additional variables…
• Again, on an individual basis, we would have to run your credit, evaluate your trade in and meet with you in person.
  

Q: If I sent in a credit application, generally how long does it take to hear back from your department?
A: We usually try to respond to all credit inquiries within the same day, but sometimes time doesn’t permit. Generally no later than 1 work day.


Q: Who should I call if I have any questions in regard to my credit application that I have emailed in to Davis-Moore?
A: Each of the different locations have their own finance office, in which, the internet department can let you know which office your credit application was sent to at 316-618-2195.


Q: Can I get approved for a loan or loan amount range without having a specific car picked out yet?
A: Yes, but you have to have a loan dollar amount on the request.


Q: Do you do “buy here, pay here?”
A: No


Q: If I get a loan through the Davis-Moore finance department, do I make the payments through/to you?
A: No, you make them directly to your financial institution.

Q: What cities do people frequently come in from to work with Davis-Moore for their vehicle loans?

A: We also frequently work with car, truck and other auto loans for customers from : Hutchinson, Salina, Topeka, Newton, Manhattan, Topeka, Kansas City, Tulsa, Oklahoma City, Denver, Hays, Overland Park, Mulvane, Augusta, Cheney, Council Grove, Emporia, Eureka, Harper, Haven, Hillsboro, Hutchinson, Junction City, Kansas City, Lawrence, Leavenworth, Manhattan, Mc Pherson, Newton, Olathe, Osage City, Ottawa, Overland Park, Pratt, Shawnee Mission, Wellington and Winfield Kansas.