Leasing or Financing: Which Option Is Right for You?

If you're thinking about getting a new car this fall, you’ll probably want to start planning for it now. The more money you can save, the less you have to borrow when it's time to get your vehicle. This puts you in a stronger buying position. Use the following helpful tips so you'll be able to get your new car this fall. more 1. Choose Your Car Ahead of Time Before you can begin saving for your new car, you have to know how much money you actually need. Make a list of all the features you would like to have in your new vehicle. Include things like safety features, connectivity technology, interior comforts, and exterior conveniences. You can then start searching for a new car based on these wants and needs. When you decide which model you're interested in and you know how much it will cost, you have a goal to start saving toward. 2. Set up Automatic Savings Once you know how much money you need to save, it's time to actually start saving it. One of the best ways to do this is to set up a separate savings account just for your car. Decide how much money you want to put aside each paycheck or each month, and then create an automatic transfer to send that money into your savings account. Making your savings automatic will help you reach your goal because you won't be tempted to use it for other items. 3. Improve Your Credit Score After you have your savings account set up and you're putting money in it, you want to explore other ways you can save money. Improving your credit score is one step you can take. Good credit scores can help you qualify for a better interest rate on your car loan. To improve your credit score while you're saving money for your new car you should pay your bills on time, pay off your debt, keep low balances on your credit cards, and make sure there are no inaccuracies on your credit report. 4. Cut Back on Unnecessary Expenses Cutting back on any unnecessary expenses is another way you can save money for your new car. Start taking notes on everything you purchase and decide what you can reduce. For example, if you typically eat out five times a month, consider cutting back to three times a month and putting the money you save directly toward your new car. 5. Sell or Trade Your Current Vehicle When it's time to get your new car, you need to decide what to do with your old vehicle. If you sell it or trade it, you can also put that money toward your new car. While you'll likely get more money if you sell your car yourself instead of trading it in, you have to decide if that's worth the extra time and paperwork involved. If you're ready to buy a new car this fall, you can use these money-saving tips to make sure you have the cash saved up for the vehicle you want. Image via Flickr by 401(K) 2013 CC by SA-2.0

When it comes to purchasing a vehicle, one of the most significant decisions you'll face is whether to buy a new or used car. While the allure of a brand-new vehicle is undeniable, the financial advantages of opting for a used car are substantial. When searching for a “used car dealer near me,” Davis-Moore Auto Group is here to highlight the financial benefits of buying used cars over new ones. Considerable Savings on Depreciation One of the most compelling reasons to buy a used car is depreciation. New cars lose value the moment they are driven off the lot. On average, a new car can depreciate by 20% to 30% within the first year. When you purchase from a used car dealer, you avoid this initial hit, allowing you to get more value for your money. Used cars have already experienced their most significant depreciation, meaning they retain their value longer and offer a better return on investment. Lower Insurance Costs Insurance premiums are another factor where used cars have a distinct advantage. New cars typically come with higher insurance rates due to their higher value and replacement costs. By choosing a used car, you can significantly reduce your insurance expenses. Lower premiums mean more money in your pocket each month, contributing to overall savings. Reduced Registration Fees Another often overlooked cost is the registration fee, which is usually based on the value of the car and its model year. New cars incur higher registration fees during the first few years. By opting for a vehicle from a used car dealership in Wichita, you can benefit from lower registration costs, further enhancing your financial savings. More Affordable Financing Options One of the most significant benefits of buying used is the availability of used car financing. Many dealerships, including Davis-Moore Auto Group, offer competitive financing rates for used cars. Lower interest rates coupled with the lower purchase price of used cars make financing a used vehicle much more affordable than financing a new one. This can result in lower monthly payments and less financial strain. A Wide Selection of Quality Vehicles Modern used car dealerships, like Davis-Moore Auto Group, offer a wide selection of high-quality used vehicles. Many of these cars are just a few years old and come with low mileage, providing you with reliable options that meet your needs and budget. Plus, with rigorous inspection processes and available vehicle history reports, you can buy with confidence. Visit Davis-Moore Auto Group Today The financial benefits of buying used cars are clear. From avoiding steep depreciation and enjoying lower insurance costs to benefiting from reduced registration fees and affordable financing options, choosing a used car makes sound financial sense. Visit Davis-Moore Auto Group, your trusted dealership, when searching for “used cars near me.” Explore our extensive inventory and find the perfect used car for you. Don't wait—drive home a great deal today.

Who doesn't love baked goods? Whether you're a fan of fluffy fresh bread or you're more of a cookie-and-cake person, bakeries have something for everyone. For those living in the Wichita, Kansas area, there are tons of bakeries for you to visit. Check out the six best bakeries in Wichita. more 1. Aria Bakery In case you're looking for a quick snack or sweet treat to share with a friend, Aria Bakery has something you will surely enjoy. Aria is open every morning — except Mondays — at 9:30 a.m. until 7 p.m. Here, you can grab a loaf of bread on your drive home from work to pair with your dinner, or you can get some pastries for dessert. 2. The Donut Whole The Donut Whole is equal parts a tourist attraction and a local favorite breakfast spot. This excellent restaurant is renowned for its innovative and creative donuts as well as its fun and inviting atmosphere. Bring friends or family to this bakery for a sweet treat that is guaranteed to inspire an Instagram post or two. You can grab a donut during your morning commute, or you can pick one up during your lunch break to get you through the day. 3. Cameo Cakes Do you need a cake for a birthday party, an anniversary, or a graduation party? If so, be sure to stop by at Cameo Cakes. This bakery is all about providing a variety of cakes for all occasions. Cameo can bake a cake for your wedding or supply cupcakes for your bridal shower. There are even sugar-free, gluten-free, and dairy-free cakes available to accommodate all diets and allergies. 4. Crumbl Cookies Who doesn’t get cravings for fresh and delicious cookies? Not only is Crumbl Cookies an excellent location to visit, but Crumbl also delivers! That way you can satisfy your cookie craving without interrupting your day. Their rotating menu offers classic favorites like chocolate chip as well as more innovative recipes like waffle cookies or lemon glaze. 5. Bagatelle Bakery Bagatelle Bakery offers it all. In addition to their baked goods and pastries, this location also has a cafe. Grab lunch at Bagatelle to enjoy a tasty sandwich, salad, soup, or even pizza. You can even order your wedding cake from Bagatelle Bakery. So, be sure to see what this bakery is all about. Odds are you will find something you love there. 6. Cheri's Bakery Cheri's Bakery is the ideal place to visit if you need sweets for an event. Whether you want cookies for a kid's birthday party or a cake for a bridal shower, Cheri's offers ingenious and unique designs perfect for your party. You can personalize the baked goods for sale at Cheri's, or you can opt for something pre-made. If you need to pick up a cake or a batch of cookies from any of these bakeries, you're going to need a vehicle. Check out what we have to offer at Davis-Moore Auto Group. Our dealership is located at 7675 E Kellogg Drive in Wichita, Kansas. Image via Pixabay by Pexels